Insurance companies may try to contact you by telephone in the aftermath of an auto collision. When an insurance company thinks their client may be responsible for an accident, which they have to pay for, they will do what they can to get a statement from you to limit their exposure.
They may even send insurance adjusters to your house to get you to sign a statement. If you are in a hospital, it is not uncommon for an insurance adjuster to visit you there. Be advised that they often record these conversations.
The goal of these tactics is to get you to admit fault for your own injuries, and it is therefore dangerous to speak with insurance adjustors without first seeking legal counsel from an experienced lawyer. Our team of diligent trial lawyers can help you avoid this and other mistakes after a Barrie car accident to protect your right to compensation.
Admitting fault at the scene of a motor vehicle accident in Barrie is a mistake. A lot of people are emotional after a collision and might say something they really do not believe in hindsight. A lot of Canadians tend to be very polite and like to say sorry. However, saying sorry can be likened to taking fault for an accident.
The other driver is going to take note of any statements you make indicating that you were not really hurt, which people will say sometimes, and tell their lawyer. As your case progresses, the opponent’s lawyer is going to bring up the fact that you made this admission and use it against you.
Refusing immediate medical treatment after a car crash can ultimately hurt your claim for compensation. You might not think you are injured in an accident, but the reality is that a lot of people go home after a collision without going to a hospital only to find out a day or two later that they are seriously injured. Not getting immediate treatment could cause your injuries to worsen.
To be allowed to sue for a car accident case in Ontario, you have to prove that you sustained serious and permanent impairments. It is therefore a mistake to not listen to your doctor, as following up with medical treatment indicates the severity of your injuries and establishes a paper trail for recoverable medical costs.
If you are not following up with your doctor’s orders or with medical treatment, a judge or jury might assume that you are really not that injured. Failing to follow up with what your doctor says sends a message to the other parties that you are not taking your own case seriously and that you do not think your case is worth as much as your lawyer is trying to argue for you.
Some people do not pursue medical care because they are trying to get their lives back in order and trying to get back to work. Many people do not have the time to try and get back to work and to get treatment. Finally, a lot of people simply do not have the economic resources to pay for treatment.
Many of the services that people need after an auto accident are no longer covered by OHIP, so they cannot afford them. No-fault accident benefits for victims placed in the Minor Injury Guideline (MIG), which covers a lot more than minor injuries, have been reduced to $3,500, which is easy to blow through very quickly. A lot of people would benefit from further medical care, but the system just does not provide them with the opportunity to get it.
Giving recorded statements to the other driver’s insurance company before consulting with a lawyer can be detrimental to your claim. When you talk to the insurance company, it is important to remember that they work for the other driver. They are not interested in a neutral and partial investigation. They are interested in getting you to make admissions that are going to help their client.
When you are contacted by somebody from the other insurance company, you do not have an obligation to talk to them. Instead, call a lawyer from Rastin Law to discuss your legal options. Learn more about the mistakes to avoid after a Barrie car accident from our team.