Working with a lawyer could give you peace of mind during an otherwise stressful time by allowing you focus on healing while your lawyer manages your long-term disability (LTD) claim and communicates with the insurance company. One of the ways that insurance companies handle these matters tactically is by overwhelming people with requests for additional information or paperwork. If someone is sick, has a mental or psychological issue, or their doctor is not cooperating, it may be difficult for them to provide all the information that the insurance company demands.
Focusing on getting better and letting a lawyer provide the paperwork to the insurance company can take a lot of worry off your shoulders and significantly decrease the stress that you might feeling while prosecuting a claim. These are just some of the benefits of having lawyer for Barrie long-term disability claims.
If you apply for LTD, and the insurance company determines that they will pay the benefits, you should receive those payments or benefits. If an insurance adjuster contacts you about your claim and suggests that the insurance company raised red flags about your case, they may be trying to get information to help them decide not to pay your claims. How you answer questions from an adjuster can influence whether insurance is going to pay the claim.
Someone preparing to talk to an insurance adjuster about long-term disability should therefore consult with a local lawyer first. Having a legal representative present during this conversation can influence the insurance company’s behavior. Some insurance companies take a more aggressive approach, might be more careful, or are more respectful to individuals when they realize that an attorney is watching and holding them accountable.
When working with a Barrie lawyer to file a long-term disability benefits claim, it’s important to be honest, forthright, and candid with your legal representative. It may be detrimental to your case if the lawyer goes forward understanding certain disabilities and factors in place, only to find out during the process that pre-existing medical conditions, disputes with co-workers, or other complicating factors were not disclosed.
You should also assist your lawyer if they need help getting local doctors to communicate, lists of therapists, or lists of names for possible witness statements. It is the lawyer’s job to do these things, but you can give them the tools they need to help submit your claim.
It’s in your best interest to hire a local lawyer for help with a long-term disability claim, especially if you believe your claim might be denied. For example, if you have a pre-existing medical problem, any other exclusion, or you think you’ll have a problem because there was a workplace accident or something similar, you should consult with a lawyer at our firm.
Our team could help you navigate and respond proactively to the arguments that an insurance company might make to devalue benefits. Call today to learn more about the benefits of having a lawyer for Barrie long-term disability claims.