• How Does the 2015 Amendment to the Ontario Insurance Act Impact My Deductible?
    Published on July 8, 2021
    An amendment to the Ontario Insurance Act was enacted in 2015 to lower costs that insurance companies face when confronted with auto collision claims. This amendment led to significant increases in deductibles for injured victims. A deductible is the amount of money deducted from an injured person’s non-pecuniary damages (i.e., losses related to their pain and suffering and loss of
  • Navigating Summer Road Trips and Auto Insurance
    Published on July 29, 2020
    As we head further into the summer season, your patience for sheltering in place due to COVID-19 may be wearing thin. You may be considering driving further than to and from your local grocery store as restrictions ease throughout the province. However, before taking off for any destination, it’s important to check government restrictions for the areas where you wish
  • Scrap the Failing No-Fault Insurance System
    Published on May 29, 2020
    Ontario should abandon its two-and-a-half decade old experiment with no-fault auto insurance, says Barrie-area personal injury lawyer Steve Rastin. In his recent report on the state of auto insurance in Ontario, David Marshall, the former CEO of the Workplace Safety and Insurance Board (WSIB), delivered a withering assessment of the province’s regime after he was appointed by the government to study
  • Government’s Power to Order Vehicle Recalls Long Overdue
    Published on May 27, 2020
    It’s “incredible” there was no system in place to allow the federal government to recall a dangerous vehicle until very recently, Barrie-area personal injury lawyer Steve Rastin says. The Strengthening Motor Vehicle Safety for Canadians Act “provides the federal transport minister with the power to order car companies to recall a vehicle to correct a defect, conduct tests, and fix a new
  • Ontario Government Tackles Distracted Driving
    Posted under Car Accidents
    Published on May 19, 2020
    Amendments to the Highway Traffic Act that target distracted driving are welcome and necessary, Barrie-area personal injury lawyer Steve Rastin says. “Generally speaking, the volume of serious accidents is dropping drastically because of better drivers, less drunk driving, and autonomous driving safety protocols,” says Rastin, managing partner with Rastin Trial Lawyers. “The exception is distracted driving, which is now the leading cause of
  • Hire the right lawyer for a catastrophic auto accident claim
    Published on May 8, 2020
    Having a strong case after a catastrophic automobile accident may not be enough if you don’t have knowledgeable representation, says personal injury lawyer Steve Rastin. “It’s now more important than ever to ask the right questions and to hire the right experts. The test for catastrophic impairment is one that has evolved, and the government is continuously changing the definition,”
  • Decision Clarifies Law Relating to Loss Transfers
    A recent Ontario Superior Court ruling has provided some clarity on how the fault attribution rules ought to be applied to loss transfer disputes in the case of chain-reaction accidents, personal injury lawyer and managing partner of Rastin Trial Lawyers Steve Rastin says. As Rastin explains, Kingsway General Insurance Co. v. Dominion of Canada General Insurance Co. 2017 O.J. No. 391, involved a commercial
  • Allegations of Undue Influence Could Undermine LAT
    Published on April 30, 2020
    A recent Divisional Court of Ontario decision to set aside a ruling made by a provincial Licence Appeal Tribunal (LAT) adjudicator after the crash victim’s counsel received an anonymous letter is a serious matter. Steve Rastin, managing partner with Rastin Trial Lawyers, says he’s surprised the Divisional Court ruling isn’t receiving more attention. “I hope the new provincial government looks at
  • Accident victims, families can look to FLA for redress
    Published on April 23, 2020
    When a person is injured in a car accident, they are often not the only victim, and as personal injury lawyer Steve Rastin told Law Times, the provisions of the Family Law Act (FLA) can be used to help relatives recover some funds related to the care of a loved one. As the article notes, part V of the FLA, entitled
  • The Dangers of Distracted Driving
    Posted under Car Accidents
    Published on December 16, 2019
    Distracted driving is one of the fastest-growing dangers for drivers and pedestrians alike, both in Canada and elsewhere. The risks are high: talking on a cell phone while driving increases the chance of a collision by more than three times, while typing on a cell phone while driving increases the risk of a collision by a factor of six.1 Due to
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