Insurance Claims Archives - Rastin Gluckstein Lawyers

Navigating Summer Road Trips and Auto Insurance

Posted under Accident Benefits, Car Accidents, Insurance Claims

Published on July 29, 2020

As we head further into the summer season, your patience for sheltering in place due to COVID-19 may be wearing thin. You may be considering driving further than to and from your local grocery store as restrictions ease throughout the province. However, before taking off for any destination, it’s important to check government restrictions for the areas where you wish

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Scrap the Failing No-Fault Insurance System

Posted under Accident Benefits, Car Accidents, Insurance Claims

Published on May 29, 2020

Ontario should abandon its two-and-a-half decade old experiment with no-fault auto insurance, says Barrie-area personal injury lawyer Steve Rastin. In his recent report on the state of auto insurance in Ontario, David Marshall, the former CEO of the Workplace Safety and Insurance Board (WSIB), delivered a withering assessment of the province’s regime after he was appointed by the government to study

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Ford Not Hitting on All Cylinders but on the Right Road

Posted under Catastrophic Injury, Insurance Claims, Personal Injury, Slip and Fall

Published on May 18, 2020

Ontario’s Conservative government deserves praise for many initiatives announced in its first year in power, though it's at the risk of making serious missteps in some areas, says Barrie-area personal injury lawyer Steve Rastin. “There's a lot that the Conservatives have proposed in their legislative agenda that will bring definite improvements, but the province appears to be considering some ideas that

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It’s Time for the Ontario Government to Mandate Auto Insurance Premium Reductions

Posted under General Info, Insurance Claims

Published on May 5, 2020

We are living in a difficult time; people are getting sick and dying and the economy is in chaos. Recent PBO projections show a forecast of a federal deficit of nearly $250 billion. Millions of Canadians are out of work and many small and medium sized businesses will not survive the current crisis. However, in the midst of all this,

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Allegations of Undue Influence Could Undermine LAT

Posted under Accident Benefits, Car Accidents, Insurance Claims, Personal Injury

Published on April 30, 2020

A recent Divisional Court of Ontario decision to set aside a ruling made by a provincial Licence Appeal Tribunal (LAT) adjudicator after the crash victim’s counsel received an anonymous letter is a serious matter. Steve Rastin, managing partner with Rastin Trial Lawyers, says he’s surprised the Divisional Court ruling isn’t receiving more attention. “I hope the new provincial government looks at

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How Does COVID-19 Affect My Insurance Coverages?

Posted under Insurance Claims

Published on April 20, 2020

COVID-19, the virus pandemic that has rapidly spread around the world, is dominating the news as well as our lives. You may be wondering how this virus affects your various insurance coverages. LIFE INSURANCE The answer is that it doesn’t affect your coverage. Life insurance is designed to pay to a person’s beneficiary or Estate a sum of money

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How Does COVID-19 Affect Trip Insurance and Cancellation Refunds in Canada?

Posted under Insurance Claims

Published on March 27, 2020

As the situation regarding COVID-19 continues to develop, international business and leisure travel have become an anomaly. Many Canadians will be staying home for the foreseeable future. For savvy travelers who booked their vacations months in advance, it is likely that their plans have been cancelled, or will be cancelled over the coming weeks and months. This is due to

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Rastin Review of Greig v. Desjardins, 2019, BCSC 1758: An assessment of damages for breach of good faith by disability insurance company

Posted under Disablity Claims, Insurance Claims, Uncategorized

Published on November 11, 2019

In a recent case decided at the Supreme Court of British Columbia, Greig v. Desjardins, 2019, BCSC 1758, the court decided whether disability insurance companies should be held accountable when they take unreasonable positions that are contrary to their obligations of good faith, and result in financial and emotional disaster for plaintiffs. Overview The Greig case is especially interesting because its

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What can I do if I have been denied long term disability insurance?

Posted under Disablity Claims, Insurance Claims

Published on October 24, 2019

Long term disability, also referred to as ‘LTD’ insurance is used when you can no longer work due to an unexpected accident or illness that has left you permanently disabled. This insurance can replace between 60% - 70% of your lost income and can be obtained through either your employer’s insurance plan or life or health insurance agency. Every disability

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What can I do if I have been denied long term disability insurance?

Posted under Disablity Claims, Insurance Claims

Published on February 13, 2019

Long term disability, also referred to as ‘LTD’ insurance is used when you can no longer work due to an unexpected accident or illness that has left you permanently disabled. This insurance can replace between 60% - 70% of your lost income and can be obtained through either your employer’s insurance plan or life or health insurance agency. Every disability

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