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Ontario should abandon its two-and-a-half decade old experiment with no-fault auto insurance, says Barrie-area personal injury lawyer Steve Rastin. In his recent report on the state of auto insurance in Ontario, David Marshall, the former CEO of the Workplace Safety and Insurance Board (WSIB), delivered a withering assessment of the province’s regime after he was appointed by the government to study

Ontario’s Conservative government deserves praise for many initiatives announced in its first year in power, though it's at the risk of making serious missteps in some areas, says Barrie-area personal injury lawyer Steve Rastin. “There's a lot that the Conservatives have proposed in their legislative agenda that will bring definite improvements, but the province appears to be considering some ideas that

We are living in a difficult time; people are getting sick and dying and the economy is in chaos. Recent PBO projections show a forecast of a federal deficit of nearly $250 billion. Millions of Canadians are out of work and many small and medium sized businesses will not survive the current crisis. However, in the midst of all this,

A recent Divisional Court of Ontario decision to set aside a ruling made by a provincial Licence Appeal Tribunal (LAT) adjudicator after the crash victim’s counsel received an anonymous letter is a serious matter. Steve Rastin, managing partner with Rastin Trial Lawyers, says he’s surprised the Divisional Court ruling isn’t receiving more attention. “I hope the new provincial government looks at

COVID-19, the virus pandemic that has rapidly spread around the world, is dominating the news as well as our lives. You may be wondering how this virus affects your various insurance coverages.   LIFE INSURANCE The answer is that it doesn’t affect your coverage. Life insurance is designed to pay to a person’s beneficiary or Estate a sum of money

As the situation regarding COVID-19 continues to develop, international business and leisure travel have become an anomaly.  Many Canadians will be staying home for the foreseeable future. For savvy travelers who booked their vacations months in advance, it is likely that their plans have been cancelled, or will be cancelled over the coming weeks and months. This is due to

In a recent case decided at the Supreme Court of British Columbia, Greig v. Desjardins, 2019, BCSC 1758, the court decided whether disability insurance companies should be held accountable when they take unreasonable positions that are contrary to their obligations of good faith, and result in financial and emotional disaster for plaintiffs. Overview The Greig case is especially interesting because its

Long term disability, also referred to as ‘LTD’ insurance is used when you can no longer work due to an unexpected accident or illness that has left you permanently disabled. This insurance can replace between 60% - 70% of your lost income and can be obtained through either your employer’s insurance plan or life or health insurance agency. Every disability

Long term disability, also referred to as ‘LTD’ insurance is used when you can no longer work due to an unexpected accident or illness that has left you permanently disabled. This insurance can replace between 60% - 70% of your lost income and can be obtained through either your employer’s insurance plan or life or health insurance agency. Every disability

Car insurance is a product that we are required by law to have in Ontario. As a product, it is the protection against possible unfortunate situations; the possibility of being in car accident, the possibility of being injured, the possibility of injuring someone else. In our case of Smith v. Co-operators General Insurance Co., [2002] 2 S.C.R. 129 (S.C.C.)   Steve Rastin argued before