While any accident-related injury may not be grounds for civil litigation in Ontario, province law specifically sets apart certain injuries as “catastrophic” in nature due to their longevity and severity. The permanent physical effects of these injuries can leave victims with long-term financial and personal losses, making civil recovery especially important.
If you suffered life-altering harm in an incident someone else caused, talking to a Collingwood catastrophic injury lawyer may be in your best interests. With help from a seasoned personal injury lawyer, you can thoroughly explore your options for pursuing financial restitution and getting your life back on track as much as possible.
According to Ontario law, only certain injuries may qualify as “catastrophic” for the purposes of civil litigation. Specifically, an injury may be characterized as catastrophic or serious if it results in one or more of the following outcomes:
There are additional criteria that must be met for an injury to be considered catastrophic. A lawyer in Collingwood could offer further guidance on whether your injury is catastrophic as defined by province law.
Ontario law does not impose any limits on what kinds of accidents may cause catastrophic injuries in a legal sense. A person may suffer catastrophic harm in a motor vehicle or boating accident, medical negligence, a slipping or tripping incident, or virtually any other circumstances that could cause a less serious personal injury.
Considering how broad the effects of catastrophic injuries can be, civil cases based on this kind of harm can seek recovery for a greater variety of damages than typical personal injury cases. Successful claims often result in a great deal more compensation for the plaintiff as well to make up for the lifelong impact a catastrophic disability can have.
If a catastrophic injury results from a car accident, no-fault insurance benefits should help cover expenses related to emergency medical treatment, missed work wages, and other economic losses. Additionally, a local catastrophic injury lawyer could help you seek restitution through a civil lawsuit for non-economic losses like loss of enjoyment of life, loss of consortium, and pain and suffering.
However, Ontario law recently changed to decrease the amount of compensation available to victims of catastrophic accidents. Currently, the maximum amount of benefits a catastrophically injured person can receive for medical, rehabilitative, and attendant care services is $1 million, as well as income replacement benefits of up to $400 per week. Individuals who were not working when they were injured are also entitled to the $1M for medical and rehabilitation benefits, but only $185 a week for non-earner benefits for up to two years.
By definition, a catastrophic injury is one that reshapes the entire rest of your life in a negative way, resulting in damages that may harm you financially as much as your injury does physically. Unfortunately, recovering for a serious injury in our area has gotten significantly more challenging in recent years, and the amount of compensation available to victims has been lowered drastically.
In order to maximize your recovery and effectively pursue a positive outcome to your case, you will likely need help from an experienced Collingwood catastrophic injury lawyer. To learn more about your legal options, call Rastin Law today to set up a consultation.