Recovering financially after a serious car crash in Ontario can be more difficult that recovering physically. In addition to the weeks or even months of slow recovery and rehabilitative care you might be facing, you may also have to contend with significant expenses for medical care, property replacement, and in-home assistance, not to mention potential loss of income and numerous non-economic losses not covered by insurance.
In order to effectively pursue all the compensation you’re entitled to following a severe wreck, you may need to retain and work with a seasoned Orillia car accident lawyer. With guidance from a personal injury lawyer who is familiar with the nuances of auto accident claims, you could rest assured that your rights are protected and that your best interests are upheld during your recovery period.
When a local resident gets hurt in a car accident, the bulk of their financial recovery will come from their insurance provider. All car insurance plans in Ontario must include Statutory Accidents Benefits Schedule (SABS) coverage, which allows auto collision victims to recover compensation to replace lost wages, reimburse some limited costs for medical and rehabilitative services, and cover some of the costs of any in-home care a policyholder needs while recovering from an injury. Since these are considered “no-fault” benefits, you don’t need to prove that another person was at fault for the collision that caused your injuries in order to receive compensation.
Furthermore, if you were unemployed at the time of your accident, you can pursue non-earner benefits as an alternative to income replacement. In the event of a wrongful death, SABS coverage can also provide benefits to compensate funeral expenses and dependency claims. SABS benefits do not cover any non-economic damages like loss of enjoyment of life, but a lawyer in our area may be able to help you seek restitution for your auto accident-related losses through a civil lawsuit for the loss of care, guidance, and companionship of a family member.
For any Orillia car accident claim to be successful, it is crucial to comply with all applicable procedural rules and filing requirements. Failing to abide by Ontario civil law could end up disqualifying you from pursuing any civil restitution at all, regardless of how apparent the defendant’s liability is in your case. However, the procedures you’re expected to follow will vary based on the circumstances of your individual case.
For example, if you name a municipal entity as a defendant because your auto collision was caused by poor road conditions, there are very strict notice requirements. You may have as little as 10 days to notify that entity of your intent to sue. For this reason, it’s advisable to work with an experienced Orillia lawyer at Rastin Law who is familiar with the procedural requirements that may be applicable in your car crash case.
Unfortunately, pursuing compensation after a car wreck can be more complicated than you might expect. Your insurance company might not be willing to provide you with the compensation you need to cover your economic losses, and non-economic damages may not be available at all unless you can successfully prove liability on someone else’s part.
If you want to boost your chances of achieving a positive case outcome, you owe it to yourself to speak with an Orillia car accident lawyer. Contact Rastin Law today to schedule an initial consultation.